Supplementary term rider: Allows enhancement of the life cover up to a maximum of six times the basic life benefit
Partial and permanent disability benefit: A percentage from the cover amount which will be paid on the continental scale
Hospital Cash Daily Benefit: Provides an agreed daily cash benefit in the event of hospitalization up to the number of days hospitalized
Total and permanent disability benefit: The lump sum benefit paid on total and permanent disability due to an accident or sickness
Last Expenses (Funeral) Benefit: Will be paid immediately on production of the death certificate
Family income benefit: In the event of death or total and permanent disability, an agreed monthly income will be paid to the beneficiaries until the maturity of the policy
Premium waiver benefit on TPD: The premium will be waived until the maturity of the total and permanent disability
Premium waiver benefit on CI: The premium will be waived until the maturity of the diagnosis of the defined critical illness
Critical illness benefit: On diagnosis of one of 24 defined illnesses, paid as a lump sum
Terminal illness benefit: Will be paid on condition that a diagnosis has been made that the insured member will die of a terminal illness within six months
Hospitalization and Surgical Benefit: Reimbursement of hospital expenses incurred by the insured or family members
Accidental death benefit: The lump sum benefit paid on accidental death